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TCFP89: 2022 A Year Of Transformation At TCFP
It would be fair to say that 2022 has been a transformative year for TCFP. Since engaging Mary Taylor as our business consultant, we have worked on a root and branch overhaul of how TCFP operates. In the world of cars this would be called a rebuild. As a...
Musings 14/12
Some thoughts that occurred to me recently.... Memory is... ...imperfect in so many ways. In fact, it's never perfect and can't be. We know this already - two people viewing the exact same event will recount it differently hours later. Neither is wrong, but...
Good reads 12/22
Three good articles that caught my eye recently: Seth Godin - Five True Statements: There is a lot of very innocent deception in the world. People "doing" what they think is the right thing, rather than "being" who they are. Howard Marks - The Illusion Of Knowledge: A...
Musings 30/11
Imperfect thinking from an imperfect human.... The Power Of Thought Thoughts don't come with power we have to give them it. Only with power can they have us act. We are not innocent bystanders in this process. It's the oxygen of attention that gives power to...
My laurels
When I started paying golf, occasionally, I would hit the ball flush. The rest of the time I did not, and I could not understand how. At this point I booked a coach. In the first lesson we established that my shots were inconsistent because every time I took a shot I...
Musings 16/11
Popped into my head recently... Things Worth Having Aren’t the things worth having always revealed? Rather than found, created or strived for? We might fool ourselves that’s not the case, but it’s not my true experience. And isn’t the best way for something to reveal...
Are bonds “riskier” than equities?
Turns out bonds are much, much "riskier" than expected this year, doesn't it? When something does anything as unexpected as bonds have the risk of permanent capital loss increases. The investor caught unawares might panic sell / start doubting their advisor or engage...
Depth Vs Width
I believe some businesses make a very basic error. Having established themselves in a niche they look to broaden their appeal, to be all things to all people. The larger their potential customer base, I believe the logic goes, the better. Any business...
Elite Vs Expert
I found THIS FASCINATING ARTICLE on the BBC. There is a theory that, with enough practice, anyone can become elite at anything. The article features the story of Dan McLaughlin who tested the theory with golf. He did not succeed as HIS WIKI PAGE explains. He got close...
Musings 02/11
Occurring to me recently... True Financial Planning True financial planning, financial planning really worth paying for, transcends borders and languages. Once you're talking products, tax regimes you are talking tools not planning. What's really worth talking about?...
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